If you shop online and don’t do this you may be throwing away money

Before you checkout and even as you shop go to your preferred search engine and type in…

(Store name) Coupons

Up will appear websites that conveniently aggregate coupon codes for you.

You can sometimes click on a link and the coupon is automatically applied or they give you a code to use at check out. Also, there will be % success rate and expiration. Sometimes it will still work past the expiration date.

Why would someone put together a site like this? I believe they get a fee from the vendor if you buy something after using their link.

Anyways, I have saved a lot of money over time. Just remember though some coupons have a minimum like 10% off of $50. If you were only planning to spend $15 but decided to spend $35 more to hit $50 and save $5. Great. You may have just bought stuff you did not want or really need. Also you probably wasted an extra 30 minutes looking for stuff to add up to $50.

All in all as with everything buying something for less still costs money and time.

Coupons. Double the experience

If you cut out coupons sometimes you don’t realize the money you’re saving and you end up spending the money that you have in your bank account anyways. What I do is after I use my coupons I go home and add up how much I saved using coupons. I then record that amount on my simple Excel spreadsheet.

What recording does is allows me to track how much I’m actually saving using coupons. But it doesn’t end there. I take my savings amount and transfer money from my checking account either to pay down debts or to move into another account or investment account.

So I get to experience the savings of the coupons when I check out and when I pay myself back or pay down my debt at home. I call this a double experience. One last note is that when I shop at target and save 5% using my target red card, I also include the 5% savings in my coupon amounts in a separate column and transfer that money same way I transfer my coupon savings

On average every time I shop for groceries and other items I save between $20 and $30 by using coupons and if I’m at target using my target card. I am not an extreme couponer but it’s still nice to save a few dollars here and there and also track my savings.